This changed world can be a time of great opportunity for all Americans to earn a better living, support your family, and have a rewarding career. And government must take your side. Many of our most fundamental systems the tax code, health coverage, pension plans, worker training were created for the world of yesterday, not tomorrow. We will transform these systems so that all citizens are equipped, prepared and thus truly free to make your own choices and pursue your own dreams.

My plan begins with providing the security and opportunity of a growing economy. We now compete in a global market that provides new buyers for our goods, but new competition for our workers. To create more jobs in America, America must be the best place in the world to do business. To create jobs, my plan will encourage investment and expansion by restraining federal spending, reducing regulation, and making tax relief permanent. To create jobs, we will make our country less dependent on foreign sources of energy. To create jobs, we will expand trade and level the playing field to sell American goods and services across the globe. And we must protect small business owners and workers from the explosion of frivolous lawsuits that threaten jobs across America.

Another drag on our economy is the current tax code, which is a complicated mess filled with special interest loopholes, saddling our people with more than six billion hours of paperwork and headache every year. The American people deserve and our economic future demands a simpler, fairer, pro-growth system. In a new term, I will lead a bipartisan effort to reform and simplify the federal tax code.

Another priority in a new term will be to help workers take advantage of the expanding economy to find better, higher-paying jobs. In this time of change, many workers want to go back to school to learn different or higher-level skills. So we will double the number of people served by our principal job training program and increase funding for community colleges. I know that with the right skills, American workers can compete with anyone, anywhere in the world.

In this time of change, opportunity in some communities is more distant than in others. To stand with workers in poor communities and those that have lost manufacturing, textile, and other jobs we will create American opportunity zones. In these areas, we'll provide tax relief and other incentives to attract new business, and improve housing and job training to bring hope and work throughout all of America.

As I've traveled the country, I've met many workers and small business owners who have told me they are worried they cannot afford health care. More than half of the uninsured are small business employees and their families. In a new term, we must allow small firms to join together to purchase insurance at the discounts available to big companies. We will offer a tax credit to encourage small businesses and their employees to set up health savings accounts, and provide direct help for low-income Americans to purchase them. These accounts give workers the security of insurance against major illness, the opportunity to save tax-free for routine health expenses, and the freedom of knowing you can take your account with you whenever you change jobs. And we will provide low-income Americans with better access to health care: In a new term, I will ensure every poor county in America has a community or rural health center.

As I have traveled our country, I have met too many good doctors, especially OB-GYNS, who are being forced out of practice because of the high cost of lawsuits. To make health care more affordable and accessible, we must pass medical liability reform now. And in all we do to improve health care in America, we will make sure that health decisions are made by doctors and patients, not by bureaucrats in Washington, DC.

In this time of change, government must take the side of working families. In a new term, we will change outdated labor laws to offer comp-time and flex-time. Our laws should never stand in the way of a more family-friendly workplace.

Another priority for a new term is to build an ownership society, because ownership brings security, and dignity, and independence.

Thanks to our policies, homeownership in America is at an all-time high. Tonight we set a new goal: seven million more affordable homes in the next 10 years so more American families will be able to open the door and say welcome to my home.

In an ownership society, more people will own their health plans, and have the confidence of owning a piece of their retirement. We will always keep the promise of Social Security for our older workers. With the huge Baby Boom generation approaching retirement, many of our children and grandchildren understandably worry whether Social Security will be there when they need it. We must strengthen Social Security by allowing younger workers to save some of their taxes in a personal account a nest egg you can call your own, and government can never take away.

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